Is HealthJoy part of my health insurance or does it replace it?

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HealthJoy is NOT your insurance provider; we are here to help you use your health insurance. We help companies that are both self- and fully- insured as well as companies that use a reference-based pricing model. We are a neutral third party that is on your side to make things easier. Our goal is for you to get the best medical care at the best price possible while saving you time. We know about your existing employee benefits and can answer any questions that you might have. We can help you with your medical, dental, vision plans as well as answer questions about health savings plans. Everything you ask us is strictly confidential and isn’t accessible to your insurance provider or your company.