The most significant difference is that we put you, the member, at the forefront of everything we do. We have no financial incentive to dissuade you from using any healthcare services. Our goal is to make your experience interacting with the complex healthcare system as simple as possible. We will perform research for you, call to make appointments, and fight on your behalf if you get a medical bill that has a mistake. In the process of making your life simple and saving you money, we will usually save companies money as well. We want to make sure that you get the best care possible at a reasonable price, with the lowest out-of-pocket cost. We are on your side!