You can submit any medical bill to HealthJoy to have it reviewed. All you need to do is provide your medical bills, explanation of benefits (EOB) from your insurance carrier, or a receipt from the bill in question. You can submit it via a photo within the app. For larger multi-page statements, you can send it via email or fax. To begin the process, just select Medical Bill Review from the menu and JOY will walk you through all the steps.