Rick Ramos

Chief Marketing Officer

Authored by Rick Ramos

What is Reference-Based Pricing?

What is Reference-Based Pricing?

Reference-based pricing promises big savings but comes with a catch for employees. To make it work, they need guidance.
The 3 Main Barriers to EAP Utilization

The 3 Main Barriers to EAP Utilization

It's more important than ever to tend to employee mental health. Chances are you already have an EAP. Here's how you can make sure employees use it.
What is a Health Savings Account

What is a Health Savings Account

A Health Savings Account (HSA) is a medical savings account with tax benefits. Find out more about HSA's in this post.
HealthJoy 2.0: A Peek Under the Hood

HealthJoy 2.0: A Peek Under the Hood

I had the pleasure of adding some input into the front-end user interface changes in 2.0, but the back end improvements remained a mystery. I decided to take a deep dive to discover all the changes.
Telemedicine & High Deductible Health Plans (HDHPs): The Full Story

Telemedicine & High Deductible Health Plans (HDHPs): The Full Story

Telemedicine is treated differently under a high deductible health plan (HDHP). Here's how telemedicine pairs with your HDHP and HSA programs.
Ten Ways to Boost Employee Morale At Your Company

Ten Ways to Boost Employee Morale At Your Company

In challenging times, employee morale is more important than ever before. We’ve used these ten methods to increase employee satisfaction and boost morale.
How to Maintain Company Culture with Remote Workers

How to Maintain Company Culture with Remote Workers

To remain competitive as an employer, it’s important to prepare for a remote workforce. Here are six ways to maintain your culture with remote workers.
How HealthJoy Recommends Facilities and Providers

How HealthJoy Recommends Facilities and Providers

We know the impact of choosing the right medical facility or provider on healthcare outcomes and cost. Here's how we help employees choose better.
How to Simplify Benefits Communication for Open Enrollment

How to Simplify Benefits Communication for Open Enrollment

"Everything should be made as simple as possible, but not simpler."    - Albert Einstein Benefits communication is ...
Why Employees Don’t Use Your EAP Program

Why Employees Don’t Use Your EAP Program

Employee Assistance Programs (EAPs) are a great tool to promote employee wellness. An EAP program offers ...
All You Need to Know About Form 5500

All You Need to Know About Form 5500

When you hear the phrase “Form 5500,” your eyes probably start to glaze over. We don’t blame you. Anything related ...
Health Insurance Plan Design Pitfalls to Avoid in 2020

Health Insurance Plan Design Pitfalls to Avoid in 2020

Can you believe it’s that time of year again? If you’re an HR leader, you’re already planning your health insurance

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