Rick Ramos

Rick Ramos is the Chief Marketing Officer of healthjoy.com. Prior to HealthJoy, Rick ran marketing for a wide variety of B2B and B2C companies, including Adknowledge, the sixth most acquisitive unicorn, Treeloot, the first CGI scripted dynamic game and 17th largest website in the world, and Avalanche, owners of MatchMaker.com and Date.com, the first online dating websites on the web. He’s also the author of the best-selling book “Content Marketing.”

Why Your Company Needs to Address Mental Health

For the average adult in the US, spending a third of their lives in the workplace is just a fact. So it’s no wonder the state of employees’ mental health is largely tied to their jobs, especially within a post-pandemic landscape. A new report...

Ten Ways to Boost Employee Morale At Your Company

As companies try to win a war for talent and rethink their work models in an ever-evolving post-pandemic landscape, the one thing they can’t afford...

Ensure Success With Your Financial Wellness Programs

With employment gains across all industries, the US economy saw 709,000 jobs created in December and November amid a surge in coronavirus cases. But...

4 Tips to Maximize Utilization When Launching a New HR Initiative

You’re about to launch an exciting new benefit, and everything’s in place to guarantee it’s a smash hit — everything, that is, except your employees.

Navigating an Employee Benefits Plan Design Change

Every year, companies must decide on how much they’ll need to change their existing employee benefits. As annual rates increase, it can be...

How to Simplify Benefits Communication for Open Enrollment

Benefits communication is notoriously tricky. Lunch and learns? Employees resent taking time out of a busy day. Long emails? They’re all too easy to...

What is Reference-Based Pricing?

In typical network agreements, discounts and billed charges are established in a largely arbitrary way. They don’t have much relationship to the...

Telemedicine & High Deductible Health Plans (HDHPs): The Full Story

High deductible health plans (HDHPs) offer employees lower premiums in exchange for bearing a higher burden of out-of-pocket costs. They’re often a...

How HealthJoy Helps Members Use Health Financial Accounts

Health financial accounts are an excellent tax-free way to save money on eligible medical, dental, and vision expenses. Health Savings Accounts...

HealthJoy 2.0: A Peek Under the Hood

We talk a lot about the front end of the HealthJoy 2.0 application, and the interface changes are certainly a drastic improvement. 

How HealthJoy Recommends Facilities and Providers

At HealthJoy, we know better than most the impact of choosing the right medical facility or provider on healthcare outcomes and cost. Sure, choosing...

All You Need to Know About Form 5500

When you hear the phrase “Form 5500,” your eyes probably start to glaze over. We don’t blame you. Anything related to taxes isn’t exactly...

Health Insurance Plan Design Pitfalls to Avoid in 2020

Can you believe it’s that time of year again? If you’re an HR leader, you’re already planning your health insurance and benefits for 2020....