9 Ways To Stay Motivated at Work

9 Ways To Stay Motivated at Work

Staying motivated at work can be a challenge. Even if you love your job and are totally committed, sometimes your mind/body don’t feel like cooperating. Blame it on your hormones, diet, the retrograde, whatever… sometimes you just feel off and need a little motivation to get through the day. Here’s a few tips when you need a little nudge to focus and “Crush it” at work.

Use a To-Do List – Look, most people don’t like to fail. People generally want to accomplish their goals and feel good about themselves when they cross something off their to-do list. The best way to start the week is to think of the goals you are trying to accomplish and write them down. If you have large projects, break them down into smaller tasks you can finish within that week. Check your task list every morning and you’ll find yourself more focused and efficient. At HealthJoy, we use Weekdone.com to manage our company to-do lists.

Create a Personal Success Mantra – This might sound a little new agey but it works. Think about a boxer going into the ring for a fight. He might repeat, “Float like a butterfly and sting like a bee,” over and over to psych himself up. When you have a little doubt, you can also use your favorite movie quote. Two of my favorites are “Get busy living or get busy dying” from Shawshank, and “We are who we choose to be.” Mantras can be a powerful way to motivate yourself quickly.

Build on Success –  Success breeds success. If you have a large, daunting task ahead of you, you might want to go for a small win and celebrate. This will put you in a winning mindset and feeling ready to take on a bigger project.

Go for a Walk – The mind-body connection is strong, so sometimes it’s hard to get motivated when you’ve been sitting at your desk for hours. Get your blood flowing and go for a quick walk. HealthJoy is located in Chicago, and there’s nothing that wakes me up like a walk around the block in the middle of winter. When I’m not feeling as brave (which is often), I’ll jump on our treadmill desk to get the blood flowing. I actually walked a mile while writing this article.

Make Your Computer Distraction-Free – We almost all work on computers and they bring with them a world of distractions. Years ago I installed Civilization IV on the computer I used to work from home, and I quickly learned why Civilization is called one of the most addictive games ever. I actually no longer install games on my work PC and just stick with a gaming console when I want to play a game. Facebook, Reddit, Twitter, Tinder, can all be a tremendous time suck. If you need help staying on task, try a “Focus” app like HeyFocus.com or FocusMe.com to block those problem sites.

Put Some Music On – I find that music helps cut down on distractions at the office. I tend to get reenergized by rap or dance music like Eminem’s “Lose Yourself” or Swedish House Mafia’s “Don’t You Worry Child.” Everyone has different tastes, so find the genre that gets you going.

Turn Off Notifications – Notifications can be the death of productivity. It’s too easy to get distracted by an email or Slack notification when the email can wait. If you are focused on a task and want to quickly finish it, turn off all your notifications and put your phone on silent.

On a mac, you can turn off notifications by pressing the Option key and clicking on the Notification Center menu bar icon in the upper right corner of the Mac screen. It will turn grey when disabled.

On Windows 10,  you can turn “Quiet hours” on or off by right-clicking on the Action Center icon in the far right of the taskbar. Then
click “Turn on/off quiet hours.”

Change Your Location – If you work at an office with multipurpose spaces, use them. Sometimes we all get stuck in a rut just working at our desks, and changing scenery is a great way to stimulate your brain. I usually bounce between three different locations at the office.

Drink Some Coffee – You can’t buy happiness, but you can buy coffee. Maybe the most obvious tip, drinking coffee can also be the most effective way to boost focus. My go-to is an espresso around 10am and another one at at 3pm. These times are when your cortisol levels are naturally at their lowest, so your body can use a pick-me-up.

How to Buy Health Insurance for a Small Business

How to Buy Health Insurance for a Small Business

Last year my good friend was starting a new business. He loved his idea and couldn’t wait to start growing, selling and expanding. But he also knew he had to take care of the necessary administrative duties of a small business. One decision he knew could have a big effect on his business was whether or not to offer health insurance to his employees.

Why get health insurance as a small business

Health insurance plays a large role in attracting and retaining talented employees. Some people think that offering a higher salary without benefits would attract better candidates, but the truth is that people actually have a hard time valuing the cost of health insurance. The old story of a professional tennis player should illustrate my point.

The tennis player wouldn’t play a big tournament when they offered $100,000. They bumped the offer up to $200,000, but the player still declined. The sports agent knew the player was family-oriented so he decided to get creative. He offered to fly the athlete’s entire family out to watch the match at his expense (a $5,000 value). The player instantly said yes to the “new” offer.

Offering health insurance can be your “paying for the flight,” a gift that has more value to the employee than the same amount of money in salary. Keeping your employees healthy will also reap rewards down the line as it reduces absenteeism and recruiting costs. And by keeping employees happy, you’ll be keeping them productive.

How to get health insurance

You have four primary ways to get insurance for your company:

  • Buy direct from a health insurance company – You can start by comparing online quotes from different carriers. One benefit is that you wouldn’t be paying a broker and so you might end up paying less. Keep in mind that it’s very difficult to compare the plans across carriers, so you need to understand what you are looking for. The potential downside is that you may decrease your initial cost but end up paying more in the future. You will also spend a significant amount of time learning the ins and outs of insurance.
  • Associations that offer health insurance – Joining a larger pool can help diffuse cost, but if you are under 50 employees you’ll be grouped into a risk pool regardless. Associations may lead you to pay less in premium but more in out-of-pocket expenses.
  • Individual health insurance – You may allow employees to select a carrier and plan themselves and offer a defined monthly contribution to their premium. If your demographic is young and not using healthcare that much, this option would enable them to simply purchase the lowest-cost option.
  • Use a broker – Brokers are experts in putting together the right insurance and benefits package for your business, with access to hundreds of different healthcare companies. While they take a commission on sales, those commissions often are not passed on to you.  The beauty of a broker/consultant is that they get more valuable each year as they learn more about your employees’ healthcare needs.

Our General Recommendation

We generally don’t recommend people try the do-it-yourself approach. Instead of spending precious hours learning the details of healthcare, hire a broker and free yourself to focus on the business. We believe any potential increase in cost is more than offset by the future savings when you have the right plan. You can spend less money and use your time to earn more.

Healthcare is only getting more expensive as premiums are hiked and insurance companies lose money. If you can help employees not only get coverage but pay less to use it, then you’ve got an offer that’s worth a lot more than the same amount in cash.

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